Nationwide

From its beginnings as the Provident Union Building Society in 1846, Nationwide has expanded through over one hundred mergers to become the largest building society in the world and one of the UK's largest saving providers.

Following the financial crisis, Nationwide have been more anxious than ever to trumpet their non Bank status and, actually, they have more reason that just that to boast: despite their huge high street presence, the building society manages to consistently come top in customer service polls alongside boutique banking brands like First Direct perhaps because of their focus on providing travel rewards like free insurance and free use abroad to existing customers.

Nationwide Credit Cards

Nationwide Credit Card

  • 0% on balance transfers for 12 months made in the first 3 months
  • 0% balance transfer fee on transfers made in the first 90 days, 2.4% afterwards (£5 minimum)
  • 0% on purchases for 12 months
  • Earn commission free purchases abroad when you spend in the UK
Representative Example: 17.9% p.a. variable on purchases. This is equivalent to 17.9% APR Representative (variable) based on a credit limit of £1,200.

Nationwide Select (current account customers only)

  • Exclusive: New or existing Nationwide FlexAccount, FlexDirect or FlexPlus customers only
  • 0% on balance transfers for 12 months made in the first 3 months
  • 0% balance transfer fee on transfers made in the first 3 months, 2.4% afterwards (£5 minimum)
  • 0% on purchases for 12 months
  • 0.5% cashback on all purchases in pounds sterling
Representative Example: 15.9% p.a. variable on purchases. This is equivalent to 15.9% APR Representative (variable) based on a credit limit of £1,200.

Nationwide Personal Loans

Nationwide Current Accounts

Nationwide FlexAccount

  • No monthly fee
  • 3 month interest-free overdraft
  • Simply Rewards: select retailer discounts
Representative Example: If you use an arranged overdraft of £1,200 the interest rate we will charge you is 18.9% EAR (variable).

Nationwide FlexBasic Account

  • No monthly fee
  • Contactless payments up to £30
  • Text alerts to help manage your money
Representative Example: An overdraft is not available on this account.

Nationwide FlexDirect

  • 5.00% AER in-credit interest on balances up to £2,500 (fixed for the first 12 months)
  • No arranged overdraft fees for the first 12 months
  • No monthly fee
  • Visa debit card
  • £1,000 minimum monthly deposit
Representative Example: If you use an arranged overdraft of £1,200 the amount you will be charged is 50p per day (variable).

Nationwide FlexPlus

  • 3.00% AER in-credit interest on balances up to £2,500
  • £13 monthly fee for holding the account
  • Worldwide travel insurance including winter sports cover
  • UK & European car breakdown and recovery assistance
  • Mobile phone insurance and extended warranty cover on electrical appliances
Representative Example: If you use an arranged overdraft of £1,200 the amount you will be charged is 50p per day (variable).

Choose Ltd is a credit broker. We do not charge any fees in relation to credit broking activities.
Choose is provided to you as a completely free service, however we may receive a commission from some of the companies we list.
Any calculations provided are intended as a general guide only for comparison purposes and should not be considered as an exact representation of what you will have to pay.